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"Developing fintech can be a critical opportunity for Asian financial centers, given their higher demand for digital and mobile services," said Garcia Herrero, who is also an adjunct professor in the Department of Economics at Hong Kong University of Science and Technology.

"Elderly people have less insulating fat beneath their skin to keep them warm and their body temperature control mechanism may be weaker. Their body may not be able to appropriately respond to the cold weather," a spokesman of the CHP said.

"Due to the large user base, there may be a significant surge in applications. Please have patience and wait it out, we promise to handle it appropriately," Ofo said in a recent statement posted on its official Sina Weibo account.

"Every time I went to the villages, local villagers welcomed me warmly. Though it is not easy, I think it is worthwhile," Li said.

"Data is the new oil," said Lannes. "Companies should develop their own data."